Small Business
Small Business Cash Flow Tracker
See money in, money out and projected cash balance by month, so cash shortfalls are visible before they happen.
- Delivery
- Instant download
- Purchase
- One-time payment
- Format
- Google Sheets
- Excel
- Updated
- August 2026
Current balance
$24,600
3-mo. low point
$19,200
- June$18,200 / $15,100
- July$21,400 / $19,800
- August$16,900 / $18,300
Sample data preview of the Small Business Cash Flow Tracker spreadsheet, shown for illustration only.
What this spreadsheet does
Profit on paper doesn't always match cash in the bank, and without a cash flow view it's easy to be surprised by a tight month.
What you can do with it
- See whether cash balance is trending up or down
- Spot a projected shortfall 2-3 months ahead
- Review income and expenses by category each month
What's included
Sheet tabs
- Cash Flow
- Monthly Detail
- Projection
Features
- Monthly income and expense entry by category
- Automatic running cash balance
- 3-month forward cash projection
- Low-balance flag when projected cash drops below a set threshold
How it works
- 1Enter your starting cash balance
- 2Log income and expenses by month
- 3Review the Projection tab for the next 3 months
Who it's for
Small business owners who want visibility into monthly cash position.
This spreadsheet is a planning tool and does not replace professional financial or accounting advice.
Frequently asked questions
Is this the same as a profit and loss statement?
No. Cash flow tracks actual cash in and out, which can differ from profit due to timing of payments and expenses.
How far ahead does the projection go?
The Projection tab covers the next 3 months based on your recent averages and known upcoming costs.
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